2007年12月17日星期一

Supporting A Golf Habit

The family budget can get stretched pretty thin if there is a golf fanatic in the house. The golfing widow might begin to worry about how a spouse's golf game will fit into married life once they retire. The budget will certainly show a lot of wear and tear when they are older if the spouse continues to play golf out of habit and the spouse might even voice those concerns a time or two throughout the year.

There is a good chance that the spouse will not hear a word that is spoken because they are concentrating on the golf addiction. There are many people who put the joys of golf ahead of other expenses at home when they are younger and make it a point to include golf in the plans for retirement too. Old habits die hard and it is very hard for an avid golfer to quit playing even if they are old and graying at the temples and to some, this time in life seems to be the perfect time to golf.

These golfers might try to ease the transition between the working years and retirement by trying to take care of future expenses pertaining to golf. They might choose to invest in new golf clubs long before the current set shows any wear or they might start getting lifetime memberships to many of the favorite golf courses that are close to home.

Some men are as focused on saving money for retirement because they know they are addicted to golf and know that they will have plenty of time then to pamper the golfing habit they have. These avid golfers know that they can play golf for as long as they want to when they retire and will probably arrange to go on golfing trips with buddies to many golf courses in the local area.

Golfers try to be supportive of golfing buddies because they realize how deep a golfing habit can get. They know that there are other people waiting at home who simply do not seem to understand it and will most certainly be mad if the game is played too often because the golf games are usually played on a weekend.

The golfer will earmark money in a savings account just for golfing adventures and watch that savings account mature into a sizable sum over a period of twenty or thirty years. The sizable balance will seem better than a hole in one every time the golfer spends it on basket of golf balls at a driving range.

Most wives do not want to support a golf habit for very long and at some points in the relationship, the wife might have inwardly wished that the spouse would quit playing golf altogether. The wife might want to use the cash spent on golf for travel when they retire but the spouse is usually not willing to give a bit of that money up to any other purpose other than golf.

The golfer is very supportive of his marriage and the love of the game of golf. Parting with funds that were grown for this purpose is one phase in life where they must draw the line. Instead of delving into golfing accounts the golfer can keep peace in other ways. He thoughtfully presents the wife with a retirement savings account of her own that he started many years ago and tells her to spend it on things that she loves to do.